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Hyundai Turbo, S-Cross Petrol, Edelweiss Switch Insurance And More

Hyundai’s Tiny Turbo Petrol Engine Is Winning

The Venue was the first car in India to bring Hyundai’s 1.0-litre turbo petrol engine. Among Venue buyers, this engine accounts for a 47% share. Now this engine is available in the Aura sub-compact sedan, Grand i10 Nios hatchback and Verna compact sedan. Soon, this engine will power the Kia Sonet and the next-gen Hyundai Elite i20. It comes with 100PS and 120PS power ratings. The 100PS version is available in the Nios and Aura with a 5-speed MT. The 120PS version is available in the Venue and Verna. Transmission options for the 120PS variant are a 7-speed DCT automatic and a 6-speed MT.

The Aura turbo’s only rival was the Tigor JTP as it had a 3-digit power figure. Now, there’s none. A year ago, Nios turbo would have rivalled the Baleno RS, Tiago JTP and Polo GT. Now, only the Polo has comparable performance from its new 1.0-litre turbo petrol engine.

Also Read: Volkswagen Polo And Vento TSI Edition

Opinion

The Nios turbo’s torque-to-weight ratio puts it in the league with of Abarth Punto. So, its acceleration should be the best you will ever experience for a sub-Rs. 10 lakh car.

Hyundai and Kia are going against the tide and winning customers over. Almost all of their cars come with a diesel and a small turbo petrol engine. In times when everyone else is going lean, these South Korean sister companies are expanding like there’s no tomorrow.

Also Read: 2020 Hyundai Verna Facelift Relaunch With 3 Engines

It’s worth noting though, that the 1.0-litre turbo petrol is the only engine option in the reasonably equipped variants of the Venue. Naturally, it has an upper hand over the 1.2-litre normal petrol engine.

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Maruti Suzuki S-Cross Petrol Hybrid Launch Soon

Multiple reports are pointing towards the imminent launch of Maruti S-Cross petrol. The exact launch date is still under covers but dealers are unofficially accepting bookings for the car.

Maruti Suzuki S-Cross
Maruti Suzuki S-Cross

The Brezza went from diesel-only to petrol-only while transitioning to BS6. The S-Cross is also doing the same thing. It’s unclear if the S-Cross will offer the hybrid engine with the manual transmission or reserve it for the automatic. Their 4-speed torque converter is a vintage piece of tech with gas-guzzling characteristics. The hybrid part boost helps it negate the fuel efficiency disadvantage to a great extent.

Opinion

After dominating the diesel passenger vehicle segment for over a decade, Maruti Suzuki suddenly dropped diesel engines entirely from their portfolio. VW/Skoda and Renault – Nissan are also on the petrol-only path. Honda are also dropping the diesel option from a few vehicles but retaining it in others. This is leaving the playing field open for Hyundai and Kia to scoop it up. Kia was reporting a 50-50 split between petrol and diesel engine options for the Seltos. That suggests a strong demand for diesel engines. After the COVID dust settles, things could go in any direction. For now, Hyundai and Kia are ready to grab the entire diesel passenger car market as they have a diesel engine in almost all of their cars.

Also Read: No Diesel For Honda Jazz And CR-V

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Maruti’s 2-Month EMI Holiday With Little Details

After Renault, Maruti Suzuki are also offering a 2-month EMI holiday option with the purchase of their cars. It’s available from their partner, Cholamandalam Investment and Finance. Under the offer, you can opt to start your payments 2 months after the purchase of the vehicle.

Opinion

Renault also announced a similar offer with a 3-month EMI break. However, unlike Renault, Maruti Suzuki haven’t clarified the maximum principle, rate of interest and the loan tenure to benefit from this offer. Renault’s offer has a loan amount cap depending on which vehicle you buy.

Also Read: Renault’s 3-Month EMI Holiday

Edelweiss Usage-Based Vehicle Insurance

Edelweiss Switch - Usage Based Vehicle Insurance
Edelweiss Switch – Usage-Based Vehicle Insurance

Update May 24: We spoke with an Edelweiss representative and found out that only fire and theft are included for the entire year even when you turn off the cover through the app. This is a first-party cover only and you’ll have to separately buy a third-party add-on, which is required by law. This is a zero-dep cover by default and also includes cover for consumables and road-side assistance. You have to maintain a 60-day balance in the account. The first payment includes that 2-month balance. For a total insured sum of Rs. 5.0 lakh for 2 cars and 2 drivers in the house, a typical initial payment will be a little over Rs. 5,000. The monthly payments will be around Rs. 1,000 – IF – you use your vehicle every day of the month. Otherwise, the amount payable will reduce depending on the number of days you enable the cover as the premium is applicable on a daily basis. So, the maximum yearly payment will come to about Rs. 15,000. Considering that I have only used my vehicles about 10 times in the last 2 months, I would have to pay about Rs. 350 for this duration instead of Rs. 2,000 under this plan.

General insurance provider, Edelweiss, have announced a usage-based insurance plan. Under this, you can have up to 3 vehicles and up to 3 drivers insured under 1 plan. You can then enable or disable the plan depending on your usage. Some protections from natural calamities, theft, fire, etc. are covered even when you have paused protection. There’s a yearly payment involved and after that, you pay a monthly payment, which varies depending on your usage.

Overall, this should help you cut down on insurance costs if your usage is limited. Unfortunately, there is no option for a 0-depreciation cover under the Switch plan. So, if you have a new vehicle and you like to keep it as protected as possible, then this is not for you.

For more information, head to their official website: Edelweiss Switch – Driver Based Insurance

Click here to download the product brochure.

Opinion

For most vehicle owners, this could help them save some cash if their vehicle usage is minimal or seasonal. This plan also changes how we use vehicle insurance as it brings customers into a subscription world. Just like a Spotify or Netflix subscription, your vehicle insurance premium could become part of your monthly bills. This option could improve customer retention for Edelweiss.