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AUTO PUNDITZ

Discounts and Offers on Tata Motors Cars for January 2026


Tata Motors Passenger Vehicles Limited (TMPVL) has rolled out a comprehensive, multi-layered consumer scheme for January 2026, covering its entire ICE passenger vehicle portfolio, from entry-level hatchbacks to flagship SUVs. Valid from 1st January to 31st January 2026 for MY24 and MY25 chassis, the latest programme combines consumer cash discounts, exchange or scrappage benefits, loyalty bonuses, corporate schemes, SBI YONO offers, Shop Share Smile (SSS) benefits, and alliance programmes


The January scheme reflects Tata Motors’ dual strategy: aggressively supporting high-volume models such as Tiago, Punch, Nexon and Altroz, while selectively incentivising new-generation Harrier and Safari variants and protecting price integrity on older trims.


Tata Tiago


The Tata Tiago continues to be positioned as a strong entry hatchback with meaningful January support. All variants excluding XE and XE MYC receive a consumer discount of ₹15,000, along with an exchange or scrappage benefit of ₹20,000, taking total benefits up to ₹35,000. The XE variant receives no offers, keeping the entry price tightly controlled.


Compared to December 2025, benefits remain largely unchanged, indicating stable demand.


Tiago – Discount Table (January 2026)

Variant

Consumer Discount (₹)

Exchange / Scrappage (₹)

Loyalty (₹)

Total Benefit (₹)

All (Excl. XE & XE MYC)

15,000

20,000

35,000

XE

0

Tata Tigor

The Tigor mirrors the Tiago’s scheme, offering ₹15,000 consumer discount and ₹20,000 exchange/scrappage benefit across all variants, totalling ₹35,000. This consistency underlines Tata’s effort to maintain momentum in the compact sedan segment.


Tigor – Discount Table

Variant

Consumer (₹)

Exchange / Scrappage (₹)

Total (₹)

All Variants

15,000

20,000

35,000

Tata Altroz


The Altroz sees one of the widest discount spreads depending on variant generation:

  • Old-generation Petrol/CNG and Diesel variants attract a ₹60,000 consumer discount plus ₹25,000 exchange/scrappage, totalling ₹85,000.

  • New-generation variants (Smart, Pure, Creative, Accomplished) receive a lower ₹10,000 cash benefit and ₹15,000 exchange/scrappage, totalling ₹25,000.


Limited Stock Alert

Higher benefits apply primarily to old-generation Altroz stock.


Altroz – Discount Table

Variant Type

Consumer (₹)

Exchange / Scrappage (₹)

Total (₹)

Old Variant (Petrol/CNG/Diesel)

60,000

25,000

85,000

New Variant

10,000

15,000

25,000

Tata Punch


The Punch continues to enjoy strong loyalty-led support. Petrol variants receive ₹15,000 consumer discount, ₹15,000 exchange, and ₹20,000 loyalty bonus, totalling ₹50,000. CNG variants are even more attractive, with benefits up to ₹60,000.


Best Deal of the Month

Punch CNG stands out for buyers upgrading from existing Tata vehicles.


Punch – Discount Table

Fuel

Consumer (₹)

Exchange / Scrappage (₹)

Loyalty (₹)

Total (₹)

Petrol

15,000

15,000

20,000

50,000

CNG

25,000

15,000

20,000

60,000

Tata Nexon


Across Petrol, Diesel and CNG variants, the Nexon offers ₹10,000 consumer discount, ₹20,000 exchange/scrappage, and ₹20,000 loyalty benefit, taking total savings to ₹50,000.


Nexon – Discount Table

Fuel

Consumer (₹)

Exchange / Scrappage (₹)

Loyalty (₹)

Total (₹)

Petrol / Diesel / CNG

10,000

20,000

20,000

50,000


Tata Curvv – January 2026 Offers


The Curvv receives ₹20,000 consumer discount and ₹20,000 exchange/scrappage, totalling ₹40,000, positioning it competitively within Tata’s newer portfolio.


Tata Harrier & Safari

  • Older variants (Pure, Adventure, Fearless) receive no discounts, reflecting strong demand.

  • New variants (Smart, Pure X, Adventure X, Accomplished X) receive ₹25,000 consumer discount and ₹50,000 exchange/scrappage, totalling ₹75,000.


Harrier / Safari – Discount Table

Variant Category

Total Benefit (₹)

Older Variants

0

New X Variants

75,000

Additional Schemes Highlights

  • Corporate Discounts up to ₹8,000 depending on model

  • SBI YONO Offers: ₹3,000–₹5,000 on select models

  • Shop Share Smile (SSS): Special benefits for Tata Group employees, vendors and referrals

  • Alliance Offers for IDA, Deloitte and Aditya Birla Group employees


January 2026 Summary Table

Model

Max Savings (₹)

Tiago

35,000

Tigor

35,000

Altroz

85,000

Punch

60,000

Nexon

50,000

Curvv

40,000

Harrier / Safari

75,000 (New variants)


Terms & Conditions

  • Offers valid from 1st to 31st January 2026

  • Applicable on MY24 & MY25 chassis

  • Exchange or Scrappage benefit is mutually exclusive

  • Loyalty benefits applicable only to eligible existing Tata customers


Disclaimer: The offers mentioned above are based on the information available at the time of writing and may be subject to change. It is recommended to visit the nearest dealership for the most up-to-date and accurate information regarding discounts and offers.

Copyright © 2021 Auto Punditz

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